§ 114
Chapter VII — Set Off, Or Carry Forward And Set Off Of Losses

Set off and carry forward of losses computed in respect of specified business

Income-tax Act, 2025

Business owners can set off losses from one specified business against profits from another specified business. If the loss cannot be fully set off, it can be carried forward to the next tax year. The carried forward loss can then be set off against profits from any specified business in that year. Key points to note include:

  • losses can only be set off against specified business profits
  • unset off losses can be carried forward to subsequent years

📜 Official text of the section +
114. (1) Any loss, computed in respect of a specified business, referred to in section 46, shall be set off only against profits and gains of another specified business. (2) Where for any tax year, loss computed in respect of a specified business cannot be wholly set off under sub-section (1), so much of the loss not so set off or the whole loss, as the case may be, shall be carried forward to the following tax year and— ( i) be set off against the profits and gains, if any, of any specified business carried on by him for such tax year; and ( ii) if the loss cannot be wholly so set off, the amount of loss not so set off shall be carried forward to the following tax year and so on. Set off and carry forward of losses from specified activity.

Plain-language summary — not the official text. Refer to the bare Act and confirm with a professional for your specific case.