§ 110
Chapter VII — Set Off, Or Carry Forward And Set Off Of Losses

Carry forward and set off of loss from house property

Income-tax Act, 2025

Business owners can carry forward losses from house property for up to 8 years. These losses can only be set off against income from house property in subsequent years. If the loss cannot be fully set off, it will be carried forward to the next year. Key points include:

  • Losses can be carried forward for a maximum of 8 years.

📜 Official text of the section +
110. (1) Where for any tax year, loss computed under the head “Income from house property” cannot be wholly set off against the income under any other head as per section 109, so much of the loss not so set off or the whole loss, as the case may be, shall be carried forward to the following tax year and— ( a) be set off only against the income from house property, if any, assessable for that tax year; and ( b) if the loss cannot be wholly so set off, the amount of loss not so set off shall be carried forward to the following tax year and so on. (2) No loss shall be carried forward under this section for more than eight tax years immediately succeeding the tax year for which the loss was first computed. Carry forward and set off of loss from Capital gains.

Plain-language summary — not the official text. Refer to the bare Act and confirm with a professional for your specific case.