§ 98
Chapter V — Income Of Other Persons Included In Total Income Of Assessee

For the purposes of sections 96 and 97, and this section,—

Income-tax Act, 2025

This section defines what constitutes a 'transfer' for tax purposes, including settlements, trusts, and agreements. A transfer is considered revocable if it allows the transferor to re-gain control over the income or assets, either directly or indirectly. Key points to note include:

  • provisions for re-transfer of income or assets
  • rights to re-assume power over income or assets

📜 Official text of the section +
98. For the purposes of sections 96 and 97, and this section,— ( a) “transfer” includes any settlement, trust, covenant, agreement or arrangement; ( b) a transfer shall be deemed to be revocable, if— ( i) it contains any provision for the direct or indirect re-transfer of the whole or any part of the income or assets to the transferor; or ( ii) it, in any way, gives the transferor a right to re-assume power directly or indirectly over the whole or any part of the income or assets. Income of individual to include income of spouse, minor child, etc.

Plain-language summary — not the official text. Refer to the bare Act and confirm with a professional for your specific case.